Privacy Policy

This Privacy Policy explains what personal information Figuring Out Finance (owned and operated by Ankit Gupta, sole proprietor) collects when you use figuringoutfinance.com, why we collect it, and how we protect it. We are committed to handling your data responsibly and in line with the Information Technology Act, 2000 and India's applicable data-protection framework.

1Information we collect

We only collect what we need to deliver your product and provide support:

• Identity & contact details — your name and email address, provided by you at checkout, used to personalise and deliver your PDF.
• Order details — the products you buy, order ID, amount, and date.
• Payment information — collected and processed directly by our payment partner, Cashfree Payments. We do not receive or store your full card number, UPI PIN, CVV, or bank login credentials. We only receive a payment success/failure status and a reference ID.
• Technical data — basic, non-identifying information such as browser type may be logged by our hosting provider for security and performance.

2How we use your information

• To process your order and generate your personalised, watermarked PDF.
• To deliver the PDF and any purchase-related communication to your email.
• To provide customer support and re-send files if needed.
• To protect our content from piracy through watermarking and traceability.
• To meet legal, tax, and accounting obligations.

3Sharing of information

We share information only with service providers who help us run the business, and only to the extent necessary:

• Cashfree Payments — to process your payment securely.
• Email/hosting infrastructure (e.g. Google Workspace) — to deliver your PDF and operate the Website.
• Legal authorities — where disclosure is required by law.

4Data retention

We retain your order and contact details for as long as necessary to provide support, honour re-download requests, and comply with legal and accounting requirements. You may request deletion of your data (subject to legal retention obligations) by contacting us.

5Data security

Payments are handled over encrypted, PCI-DSS-compliant infrastructure by our payment partner. Our Website is served over HTTPS (SSL). While we take reasonable measures to protect your data, no method of transmission over the internet is completely secure.

6Cookies

Our Website uses minimal cookies necessary for basic functionality and security. Payment pages may set cookies controlled by the payment gateway. You can control cookies through your browser settings.

7Your rights

You may request access to, correction of, or deletion of your personal data held by us. To exercise any of these rights, email figuringoutfinanceofficial@gmail.com.

8Children's privacy

Our products are intended for exam aspirants who are generally adults. We do not knowingly collect data from children under 18 without parental consent.

9Changes to this policy

We may update this Privacy Policy from time to time. The current version is always available on this page, with the "last updated" date shown above.

10Contact

Questions about your privacy? Write to figuringoutfinanceofficial@gmail.com or use our Contact page.