/* ============================================================
   Figuring Out Finance — Policy pages shared stylesheet
   Matches the navy parallax brand of the homepage.
   ============================================================ */

:root {
  --navy-deep:   #0a1628;
  --navy:        #0f2038;
  --navy-panel:  rgba(18, 34, 58, 0.72);
  --ink:         #e8eef7;
  --ink-soft:    #aebcd0;
  --ink-faint:   #7c8ba6;
  --gold-accent: #d4a94a;
  --line:        rgba(212, 169, 74, 0.22);
  --line-soft:   rgba(255, 255, 255, 0.08);
  --radius:      16px;
  --maxw:        820px;
  --font-display: 'Fraunces', Georgia, 'Times New Roman', serif;
  --font-body:    'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
}

* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }

body {
  font-family: var(--font-body);
  color: var(--ink);
  line-height: 1.7;
  min-height: 100vh;
  background:
    radial-gradient(1200px 600px at 80% -10%, rgba(212,169,74,0.10), transparent 60%),
    radial-gradient(900px 500px at -10% 20%, rgba(60,110,180,0.14), transparent 55%),
    linear-gradient(160deg, var(--navy-deep) 0%, var(--navy) 55%, #081020 100%);
  background-attachment: fixed;
  -webkit-font-smoothing: antialiased;
}

body::before {
  content: "";
  position: fixed; inset: 0; z-index: 0; pointer-events: none; opacity: 0.5;
  background-image:
    linear-gradient(rgba(255,255,255,0.025) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.025) 1px, transparent 1px);
  background-size: 44px 44px;
  mask-image: linear-gradient(to bottom, transparent, #000 30%, #000 80%, transparent);
  -webkit-mask-image: linear-gradient(to bottom, transparent, #000 30%, #000 80%, transparent);
}

.wrap { position: relative; z-index: 1; max-width: var(--maxw); margin: 0 auto; padding: 0 22px; }

.topbar {
  position: sticky; top: 0; z-index: 10;
  backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px);
  background: rgba(10, 22, 40, 0.66);
  border-bottom: 1px solid var(--line-soft);
}
.topbar .row {
  max-width: var(--maxw); margin: 0 auto; padding: 14px 22px;
  display: flex; align-items: center; justify-content: space-between; gap: 16px;
}
.brand { display: flex; align-items: center; gap: 11px; text-decoration: none; }
.brand .mark {
  width: 34px; height: 34px; border-radius: 9px; flex: none;
  display: grid; place-items: center;
  background: linear-gradient(135deg, var(--gold-accent), #b8871f);
  color: #10203a; font-weight: 800; font-family: var(--font-display); font-size: 18px;
}
.brand .name { color: var(--ink); font-weight: 700; letter-spacing: .2px; font-size: 15px; }
.brand .name span { color: var(--gold-accent); }
.topbar a.back { color: var(--ink-soft); text-decoration: none; font-size: 14px; font-weight: 500; }
.topbar a.back:hover { color: var(--gold-accent); }

.pagehead { padding: 58px 0 26px; }
.eyebrow {
  font-size: 12px; letter-spacing: 2.4px; text-transform: uppercase;
  color: var(--gold-accent); font-weight: 600; margin-bottom: 14px;
}
h1 {
  font-family: var(--font-display); font-weight: 600;
  font-size: clamp(30px, 5vw, 46px); line-height: 1.1; letter-spacing: -0.5px; color: #fff;
}
.updated { margin-top: 16px; color: var(--ink-faint); font-size: 13.5px; }
.updated b { color: var(--ink-soft); font-weight: 600; }

.panel {
  background: var(--navy-panel);
  border: 1px solid var(--line-soft);
  border-radius: var(--radius);
  padding: clamp(24px, 4vw, 44px);
  margin: 10px 0 60px;
  backdrop-filter: blur(10px); -webkit-backdrop-filter: blur(10px);
  box-shadow: 0 30px 80px -40px rgba(0,0,0,0.7);
}
.panel h2 {
  font-family: var(--font-display); font-weight: 600;
  font-size: 21px; color: #fff; margin: 34px 0 10px;
  padding-top: 22px; border-top: 1px solid var(--line-soft); scroll-margin-top: 90px;
}
.panel h2:first-of-type { margin-top: 4px; padding-top: 0; border-top: none; }
.panel h2 .num {
  color: var(--gold-accent); font-size: 15px; margin-right: 10px;
  font-family: var(--font-body); font-weight: 700; letter-spacing: .5px;
}
.panel h3 { font-size: 16px; color: var(--ink); margin: 20px 0 6px; font-weight: 600; }
.panel p { color: var(--ink-soft); margin: 10px 0; }
.panel ul, .panel ol { margin: 10px 0 10px 4px; padding-left: 22px; color: var(--ink-soft); }
.panel li { margin: 7px 0; }
.panel a { color: var(--gold-accent); text-decoration: none; border-bottom: 1px solid var(--line); }
.panel a:hover { border-bottom-color: var(--gold-accent); }
.panel strong { color: var(--ink); }

.callout {
  margin: 18px 0; padding: 16px 18px;
  background: rgba(212,169,74,0.08);
  border: 1px solid var(--line);
  border-left: 3px solid var(--gold-accent);
  border-radius: 10px; color: var(--ink-soft); font-size: 14.5px;
}
.callout strong { color: var(--gold-accent); }

.deflist { margin: 8px 0; }
.deflist .r {
  display: flex; gap: 14px; padding: 13px 0;
  border-bottom: 1px solid var(--line-soft); flex-wrap: wrap;
}
.deflist .r:last-child { border-bottom: none; }
.deflist .k { flex: 0 0 150px; color: var(--ink-faint); font-size: 13px; letter-spacing: .4px; text-transform: uppercase; padding-top: 2px; }
.deflist .v { flex: 1; min-width: 200px; color: var(--ink); }

.placeholder { color: #f0b95a; background: rgba(240,185,90,0.10); padding: 1px 7px; border-radius: 5px; font-weight: 600; }

.site-footer {
  position: relative; z-index: 1;
  border-top: 1px solid var(--line-soft);
  background: rgba(8, 16, 32, 0.55);
  padding: 40px 0 44px;
}
.site-footer .fwrap { max-width: var(--maxw); margin: 0 auto; padding: 0 22px; }
.site-footer .legal { color: var(--ink-soft); font-size: 13.5px; margin-bottom: 18px; line-height: 1.6; }
.site-footer .legal b { color: var(--ink); }
.footlinks { display: flex; flex-wrap: wrap; gap: 8px 22px; margin-bottom: 20px; }
.footlinks a { color: var(--ink-soft); text-decoration: none; font-size: 14px; border-bottom: 1px solid transparent; }
.footlinks a:hover { color: var(--gold-accent); border-bottom-color: var(--line); }
.copyright { color: var(--ink-faint); font-size: 12.5px; }

@media (max-width: 560px) {
  .brand .name { font-size: 13.5px; }
  .pagehead { padding: 38px 0 18px; }
  .deflist .k { flex-basis: 100%; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  body, body::before { background-attachment: scroll; }
}

/* logo image in policy page topbar/footer */
.brand .logo-img{height:34px;width:auto;display:block}